Terms & Conditions

All sales are final given market fluctuations that may impact the price of your purchase.

Payment by wire or ACH is expected within 24 hour after placing your order. Failure to send payment will result in an order cancellation charge of 8% of your order total.

Precious metals are not insured and may lose value.

If however a purchase does not meet its advertised condition, we will exchange your metal for similar metal if available. In order to qualify for such an exchange, customers must notify us in writing  within (3) three days of receiving your shipment at returns@StJosephPartners.com. When emailing, please specify the reason the product was not as expected. We will respond via email with a return shipment number for you to include when shipping back to us. Return shipping is paid for by the client.