Terms & Conditions

All sales are final given market fluctuations that may impact the price of your purchase.

Payment by wire or ACH is expected within 24 hour after placing your order. Failure to send payment will result in an order cancellation charge of 8% of your order total.

Precious metals are not insured and may lose value.

If however a purchase does not meet its advertised condition, we will exchange your metal for similar metal if available. In order to qualify for such an exchange, customers must notify us in writing  within (3) three days of receiving your shipment at returns@StJosephPartners.com. When emailing, please specify the reason the product was not as expected. We will respond via email with a return shipment number for you to include when shipping back to us. Return shipping is paid for by the client.

We have a $1,000 Order Minimum.

At this time, we only deliver to U.S. addresses and we do not deliver to PO Boxes – physical addresses only.

Signature will be required at the time of delivery.

Payment methods are via wire transfer and ACH only.

Market Loss Policy: You must enter a valid credit card when placing an order. This will be used to place a hold on your card in the amount of 8% of your order total. Once we receive payment from you via ACH or wire, the hold will be released. If you fail to send payment however, the hold will be converted into a charge on your card to cancel the trade.

You should expect to receive your order within two weeks.

SJP is not liable for damages attributable to force majeure events, civil unrest, war, natural disasters, dissolution of the financial system, dissolution of the internet or other events for which SJP has no control.